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Affirm is a publicly-traded fintech company established in 2012 (founded by Max Levchin and others) that provides point-of-sale (POS) financing solutions and buy-now-pay-later (BNPL) products for consumers and merchants. Its mission is to “deliver honest financial products that improve lives” by offering transparent loan terms, no late-fees, and helping shoppers make smart payment choices. On the consumer side, Affirm enables shoppers to split their purchases into installments (e.g., “Pay in 4” or monthly plans) either interest-free or with upfront disclosed interest and no hidden fees. For merchants, Affirm offers a payment-option platform that integrates into checkout processes, aiming to increase conversion rates, average order values and reach new customers by offering flexible financing. With its technology stack combining machine-learning-driven underwriting, real-time decisioning and consumer-friendly disclosures, Affirm positions itself as both a consumer alternative to traditional credit cards and a growth engine for merchants. It is headquartered at 650 California Street, San Francisco, CA 94108, U.S.

Improves account opening approvals, fraud controls and compliance workflows.

Member-owned, not-for-profit credit union offering checking, savings, credit cards, auto loans, mortgages and business accounts.

CU*Answers is a 100% credit union-owned cooperative CUSO that provides core processing (CU*BASE), digital banking (It's Me 247), data analytics, imaging, web and network services, and strategic consulting for credit unions across the United States.

AMI Information Systems specializes in providing core banking solutions, technology services, and cloud platforms tailored for community banks and credit unions across the United States. Established in 1983, AMI delivers enterprise banking software, cloud hosting, disaster recovery, and digital transformation services, focusing on reliability, customizability, and security for financial institutions. The company is known for its core processing platform, SecureSign, and a wide array of digital and integration services supporting operational efficiency and customer/member experience management.

Serving Kansans since 1957, Envista Federal Credit Union empowers you with effortless banking.

Provider of technology and related services to the Farm Credit System, improving agricultural lending with robust, reliable, intuitive solutions.

Member-owned federal credit union providing personal banking, loans, and financial services.

Investii is a Milwaukee, Wisconsin-based fintech company that offers a personal finance mobile app empowering healthy savings habits, financial confidence, and alternative credit data, using AI to help users identify ways to save and invest based on income and expenses. The company also offers regional banks and credit unions a white-labeled version of its app and behavioral savings data to help them compete with megabanks and larger fintechs.

California-based, member-owned credit union helping people and communities thrive financially with personal, business, and digital banking services.

Lenders Cooperative is a fintech company that provides comprehensive lending solutions tailored for community banks, credit unions, and other financial institutions. Their offerings encompass a cloud-based loan origination system (LOS), SBA lending support, and various back-office services designed to streamline and enhance the lending process. SBA LSP Services: End-to-end support for SBA lending, including origination, processing, and servicing. Credit Underwriting: Professional underwriting services for commercial loans, helping institutions manage risk and workload. Bank Operations: Consulting and outsourcing solutions to optimize banking operations and improve efficiency. Call Center Operations: White-label call center support to enhance customer service capabilities.<div style="padding:56.25% 0 0 0;position:relative;"><iframe src="https://player.vimeo.com/video/1113592326?h=bc83846a41&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479" frameborder="0" allow="autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share" referrerpolicy="strict-origin-when-cross-origin" style="position:absolute;top:0;left:0;width:100%;height:100%;" title="Firecracker Showcase Lenders Cooperative - June 25, 2025"></iframe></div><script src="https://player.vimeo.com/api/player.js"></script>

LendKey Technologies, Inc. is a fintech company that makes lending more accessible and efficient by partnering with community banks and credit unions. Through its lending-as-a-service platform, LendKey enables financial institutions to offer consumer loan products—such as student loan refinancing, private student loans, and home improvement financing—with a fully digital, streamlined experience.

Lokyata is a fintech company that provides an AI-driven cash flow analysis and loan decisioning platform for lenders, including tools like BankAnalyze, LeadBuy, and FraudBlock for underwriting, lead screening, and fraud prevention. Founded in 2017, the company helps financial institutions expand access to credit by enabling smarter, faster, and more inclusive lending decisions.

Member First Mortgage (MFM) is a credit union service organization (CUSO) and licensed mortgage lender that partners with credit unions to deliver first-mortgage origination, processing, underwriting, closing, and servicing for their members. Offerings include purchase and refinance mortgages such as conventional, FHA, VA, USDA, jumbo, and construction loans, along with secondary-market and servicing solutions for credit unions.

Minnesota credit union serving members with checking, savings, loans, mortgages, business services, online and mobile banking.

Federal credit union providing personal banking, loans, credit cards and financial services to members and eligible companies or associations.

Minnesota-based, member-owned federal credit union offering personal and business banking, loans, mortgages, and financial services.

nCino, Inc., founded in 2011 and headquartered in Wilmington, North Carolina, is a software-as-a-service (SaaS) company that provides cloud-based banking solutions to financial institutions worldwide.

nCino, Inc., founded in 2011 and headquartered in Wilmington, North Carolina, is a software-as-a-service (SaaS) company that provides cloud-based banking solutions to financial institutions worldwide. Its flagship product, the nCino Bank Operating System, digitizes and streamlines complex banking processes, including client onboarding, deposit account opening, loan origination, and mortgage operations. The platform leverages data analytics, artificial intelligence (AI), and machine learning (ML) to enhance efficiency and compliance. STOCK ANALYSIS As of December 2024, nCino serves over 1,850 financial institutions globally, ranging from large enterprise banks to community banks and credit unions. The company's solutions are designed to improve transparency, efficiency, and profitability within financial services.

Credit infrastructure company using cross-border and cash-flow data to expand access to credit.

Bank holding company and correspondent bank providing cash management, lending, international and advisory services to community financial institutions nationwide.

Credit-card fintech using cash-flow underwriting to serve consumers with limited credit history.

Develops a data network that powers fintech and digital finance products.

SavvyMoney provides personalized financial wellness solutions, credit score analysis, and loan marketing technology. The company's platform integrates within digital banking environments, offering real-time credit score monitoring, actionable insights, personalized financial recommendations, and targeted prequalified loan offers. SavvyMoney helps financial institutions engage users, drive loan growth, and promote financial literacy.

Self-Help Federal Credit Union is a community development credit union serving individuals, families, and communities with accessible, affordable financial services. Founded in 2008 to help build economic opportunity in underserved communities, Self-Help FCU has grown through mergers and expansion, offering checking, savings, loans, and financial education with an emphasis on social impact and financial inclusion.

Shastic is a Berkeley, California-based fintech company, founded in 2009, that provides AI-driven workflow automation (its 'Mago' platform) and document collection tools (DocPush) for banks and credit unions. The company focuses on democratizing AI workflow automation for community-based financial institutions, helping them streamline lending, reduce manual processes, and improve member/customer engagement.

South Side Community Federal Credit Union is a member-owned community development financial institution serving Chicago’s South Side. It offers savings and checking accounts, consumer and small-business loans, youth accounts, credit-building products, financial education, and counseling to promote financial empowerment and inclusive access to affordable banking services.

Southern Gas Federal Credit Union is a not-for-profit, member-owned financial cooperative serving employees and retirees of Southern Company, Southern Company Gas, and their subsidiaries, as well as select employee groups. The credit union provides a full range of financial products and services, including savings, checking, loans, and digital banking to its members, helping them achieve their financial goals.

St. Mary's Bank is the nation’s first credit union, founded in 1908. It provides a range of personal and business financial products and services including checking, savings, loans, mortgages, insurance, investment services, and digital banking. As a not-for-profit cooperative, St. Mary's Bank is member-owned and focused on supporting its community in New Hampshire and beyond.