Common Bonds Atlas

ABNB Federal Credit Union is a member-owned, not-for-profit financial cooperative serving Virginia and North Carolina. It offers personal and business banking services including savings and checking accounts, loans, credit cards, mortgages, and investment services.

Affirm is a publicly-traded fintech company established in 2012 (founded by Max Levchin and others) that provides point-of-sale (POS) financing solutions and buy-now-pay-later (BNPL) products for consumers and merchants. Its mission is to “deliver honest financial products that improve lives” by offering transparent loan terms, no late-fees, and helping shoppers make smart payment choices. On the consumer side, Affirm enables shoppers to split their purchases into installments (e.g., “Pay in 4” or monthly plans) either interest-free or with upfront disclosed interest and no hidden fees. For merchants, Affirm offers a payment-option platform that integrates into checkout processes, aiming to increase conversion rates, average order values and reach new customers by offering flexible financing. With its technology stack combining machine-learning-driven underwriting, real-time decisioning and consumer-friendly disclosures, Affirm positions itself as both a consumer alternative to traditional credit cards and a growth engine for merchants. It is headquartered at 650 California Street, San Francisco, CA 94108, U.S.

Federally chartered, not-for-profit, member-owned credit union serving military members, educators, students, select employee groups and their families.

Houston-based community bank providing commercial banking services to small- and medium-sized businesses and individual customers.

Texas-based community bank providing commercial and personal banking services to businesses, professionals and individuals.

Alliance Bank is a community bank providing personal and business banking services in Northeast Texas.

Federal credit union providing accessible, affordable financial services, products and guidance to help members and communities prosper.

Employee-owned community bank serving agriculture, businesses and individuals in North Dakota’s Red River Valley and northwestern Minnesota.

Apple Federal Credit Union (Apple FCU) is a not-for-profit, member-owned credit union serving Northern Virginia with more than 24 local branches and ATMs. It offers consumer banking products such as auto loans, signature loans, savings accounts, and certificates, and has operated since the early 1970s.

Michigan-based credit union founded in 1935, offering personal and business banking, loans, mortgages, and nationwide ATM access.

Independent community bank providing personal and business financial products and services through multiple delivery channels.

Not-for-profit, member-owned credit union whose mission is to improve the financial lives of its members.

Bangor Savings Bank is a state-chartered, mutually-owned bank headquartered in Bangor, Maine, founded in 1852. It offers personal and business banking, wealth management, and fintech solutions through dozens of branches across Maine and New Hampshire, with over $7 billion in assets.

Federally chartered community bank offering a full range of loan and deposit products and financial services in New York.

Bank of Utah is a locally owned community bank founded in 1952 and headquartered in Ogden, Utah. The bank provides personal and business banking, mortgage lending, treasury management, wealth management, corporate trust, and aircraft owner trust services across Utah. Member FDIC and Equal Housing Lender.

Banno, a Jack Henry company, provides digital banking solutions to community banks and credit unions across the United States. The Banno digital platform empowers financial institutions with modern mobile and web apps, secure integrations, seamless core connectivity, advanced data and analytics, as well as open APIs for customization and fintech partnerships.

Member-owned, not-for-profit credit union offering full-service financial products and services in Santa Cruz, Monterey, and San Benito counties.

Member-owned, not-for-profit Colorado credit union offering competitive financial services, lower fees, and a focus on members’ financial empowerment.

Member-owned, not-for-profit credit union offering competitive financial services with lower loan rates, higher savings yields and fewer fees.

Crypto-payments processor enabling merchants to accept and users to spend cryptocurrency.

Financial services and payments company behind Square, Cash App, and Afterpay for merchants and consumers.

New Jersey-chartered community savings bank offering personal and business banking, mortgages, loans, and digital banking services.

Brentwood Bank is a community bank based in the Pittsburgh, Pennsylvania area that has been in business for over 100 years. It offers personal and business banking products including checking and savings accounts, mortgages, home equity loans, personal loans, and services such as online and mobile banking.

Broadview Federal Credit Union, based in Albany, New York, was formed from the merger of SEFCU and CAP COM Federal Credit Union and operates under the sefcu.com domain as a division/legacy brand. It is a not-for-profit, member-owned financial cooperative serving nearly 500,000 account holders through 60+ branches across New York, offering personal and business banking, loans, mortgages, insurance, and wealth management services.

Community bank serving individuals, professionals, and small- to medium-sized businesses with a broad range of financial products and services.

Full-service mutual bank offering personal, business and commercial banking with a customer-first approach.

Carter Bank & Trust (now rebranded as Carter Bank, NASDAQ: CARE) is a state-chartered community bank headquartered in Martinsville/Bassett, Virginia, and is the primary subsidiary of holding company Carter Bankshares, Inc. It operates dozens of branches across Virginia and North Carolina, offering personal and business banking, mortgage, and loan services. The domain cbtcares.com was its official website and investor relations/customer service domain before the site transitioned to carterbank.com.

Citizens Bank & Trust is a community bank serving North Alabama since 2003, offering personal and business checking, savings, loans, and mortgage lending services. It operates as a locally owned institution with online and mobile banking access for customers.

Mutual community bank offering personal and business banking, with local lending and branches serving New Hampshire and Vermont communities.

Locally owned mutual savings bank offering personal and business banking, with community-focused service and local lending in New Hampshire and Vermont.

Credit union serving members with personal and business banking, loans, and financial services in Nebraska and Iowa.

Collins Community Credit Union (CCCU) is a member-owned financial institution based in Cedar Rapids, Iowa, serving the Midwest. It offers banking, lending, and financial services including savings accounts, checking accounts, loans (home equity, auto), and credit cards.

Connecticut Community Bank is a Fairfield County community bank offering personal and business banking services through local Connecticut branches.

Community bank offering personal, business, mortgage and wealth management services with digital banking and local branch support.

Customers Bank is a full-service bank offering technology-enabled commercial and consumer banking products and services.

The Association of American Colleges and Universities (AAC&U) is a nonprofit membership organization that advances the quality, equity, and public understanding of undergraduate liberal education and student success.

Community-focused bank serving Pennsylvania’s Lehigh Valley with personalized banking, lending, and digital financial solutions.

Serving Kansans since 1957, Envista Federal Credit Union empowers you with effortless banking.

Orlando-based member-owned credit union providing personal and commercial financial services focused on helping members achieve financial freedom.

Falcon National Bank is a Minnesota-based community bank providing personal and business banking services, including checking and savings accounts, commercial lending, treasury management, and online/mobile banking.

Payments infrastructure enabling software companies to process and monetize payments.

Local community bank serving Southeast Alaska since 1924, offering personal and business banking with a community-first focus.

Indiana community bank offering personal and business banking, loans, mortgages, and wealth management services.