Common Bonds Atlas

Developer-first brokerage API enabling apps to embed stock and crypto trading.

Amazon Web Services (AWS) is a leading cloud-services platform offering secure, scalable, and compliant infrastructure for financial institutions and fintechs. AWS provides a broad suite of cloud capabilities—including computing, storage, databases, machine learning, analytics, and security services—that help credit unions modernize their technology stack, improve agility, reduce on-premises costs, and accelerate digital transformation. With industry-grade certifications and support for regulatory frameworks such as SOC 2, PCI DSS, and ISO 27001, AWS enables credit unions to run core systems, digital banking applications, data platforms, disaster-recovery environments, and AI workloads with high reliability and resilience. Its extensive partner network and API-driven architecture allow seamless integration with fintech solutions, making AWS a foundational cloud provider for institutions building scalable, future-ready digital experiences.

Federally chartered digital-asset platform providing crypto custody and financial services to institutions.

Apiture, founded in 2017 and headquartered in Wilmington, North Carolina, is a leading provider of digital banking solutions tailored for community banks and credit unions.

Avenir is a San Francisco-based fintech startup founded in 2021 that lets users round up everyday transactions to invest spare change in cryptocurrencies like Bitcoin and Ethereum. It also provides technology infrastructure enabling banks and credit unions to offer digital asset products and services to their customers.

Digital-asset platform providing crypto custody, trading, and loyalty solutions.

Banno, a Jack Henry company, provides digital banking solutions to community banks and credit unions across the United States. The Banno digital platform empowers financial institutions with modern mobile and web apps, secure integrations, seamless core connectivity, advanced data and analytics, as well as open APIs for customization and fintech partnerships.

Indiana credit union serving 50 counties with checking, savings, loans, online banking, and financial guidance, helping strengthen communities since 1931.

Beltran Advisors is the professional advisory practice of Christopher Beltran, a serial entrepreneur and venture investor who provides strategic advisory, startup mentoring, and software consulting services to early-stage and established businesses. His work is formalized through related ventures that help companies build their customer base and scale.

Beltranadvisors.com is the personal/professional site of Christopher Beltran, a founder, investor, and advisor. His advisory work is formalized through Beltran Ventures, which helps early-stage and developing companies build their business, reach their first customers, and grow toward success.

Digital-asset custody, trading, and infrastructure provider for institutions.

Bonifii is a credit union-owned CUSO (credit union service organization) based in Denver/Littleton, Colorado, formerly known as CULedger, that provides identity verification and digital exchange technology for the credit union industry. Its flagship product, MemberPass, uses distributed ledger technology, biometrics, and cryptography to let credit union members securely prove and control their identity. Founded in 2017, Bonifii was rebranded from CULedger in 2021 to reflect its evolution into a trusted, verifiable peer-to-peer exchange network for financial cooperatives.

NCR Voyix specializes in providing innovative software, services, and hardware solutions that power banks, credit unions, retail stores, and restaurants. Their offerings include point-of-sale (POS) systems, self-service kiosks, and comprehensive digital banking solutions.

Celero is a Canadian IT solutions provider based in Calgary, Alberta, that has historically delivered core banking, digital banking, managed services, integration, and security solutions to credit unions and other financial institutions across Canada. In July 2024, Celero's credit union services business (core banking, digital banking, managed services, integration, and security) was acquired by CGI Inc., a major Canada-based IT and business consulting firm, with celero.ca now reflecting CGI's offerings for Canadian credit unions.

Payroll-as-a-service infrastructure enabling software platforms to embed payroll.

Financial technology firm issuing the USDC stablecoin and powering digital-dollar payments.

Publicly traded cryptocurrency exchange and platform for buying, selling, and storing digital assets.

Common Bonds is a community platform for private business groups, associations and communities.

Computershare is a global leader in transfer agency, employee equity plans, mortgage servicing, proxy solicitation, stakeholder communications, and other diversified financial and governance services. Headquartered in Melbourne, Australia, with significant operations across the United States, Computershare provides services to listed companies, investors, employees, and other regulated sectors. The U.S. subsidiary is a trusted provider of transfer agent, mortgage, and specialized financial services, serving corporations, shareholders, and financial institutions nationwide.

Constellation Digital Partners is a Credit Union Service Organization (CUSO) that provides an open digital banking platform designed to help credit unions innovate and compete with fintechs. The platform enables credit unions to seamlessly integrate third-party fintech solutions while maintaining control over their digital banking experience.

Michigan-based member-owned credit union offering personal and business banking, loans, mortgages, credit cards, and digital banking services.

Figure Technology Solutions (“Figure”) is a technology platform built to enhance efficiency and transparency in financial services. Its subsidiary, Figure Lending LLC, is the largest non-bank provider of home equity lines of credit; its software has been used to originate more than $14B of home equity. Figure’s technology is embedded across a broad network of loan originators and capital markets buyers and is used directly as well by homeowners in 50 states and Washington, DC. With Figure, homeowners can receive approval for a HELOC in as fast as five minutes and receive funding in as few as five days. To date, Figure has embedded its HELOC in more than 135 partners, including Rate (formerly Guaranteed Rate), CrossCountry Mortgage, Movement Mortgage, Goodleap, and many other fintechs, depositories, and independent mortgage banks.

Finastra is a global provider of financial software applications and marketplaces, serving financial institutions of all sizes across 100+ countries. The company offers a wide range of solutions spanning retail banking, transaction banking, lending, and treasury and capital markets, enabling financial institutions to modernize their core systems and innovate with open APIs and cloud technology.

Unified employment API connecting applications to payroll and HR systems.

Digital-asset infrastructure providing secure custody, transfer, and settlement for institutions.

Indiana-based digital bank offering consumer and business banking, commercial lending and treasury management services nationwide.

Global leader in payments and financial technology serving financial institutions, businesses and merchants with banking, payments and commerce solutions.

Fiserv, Inc. (NASDAQ: FISV) is an American multinational financial technology company headquartered in Milwaukee, Wisconsin, founded in 1984. It provides payments and financial services technology, including account processing, digital banking, merchant acquiring, network services, e-commerce, and the Clover all-in-one business management platform, serving financial institutions and businesses worldwide.

HubSpot, Inc. is a leading provider of cloud-based customer relationship management (CRM) platforms that enables organizations to grow better by offering marketing, sales, customer service, operations, and content management software. Founded in 2006, HubSpot delivers a suite of tools for inbound marketing, sales enablement, customer service, and CRM, helping businesses attract, engage, and delight customers. The company is recognized for its market leadership and innovative technology supporting businesses globally.

Retirement-benefits platform offering 401(k) and 403(b) plans for small and medium businesses.

JIFFY.ai is an AI-powered, no-code intelligent automation platform provider headquartered in Milpitas/Palo Alto, California, serving enterprises such as banks, financial services firms, and Fortune 500 companies. Its full-stack platform and pre-packaged HyperApps automate front-, middle-, and back-office processes, combining RPA, document processing, NLP, and analytics to help businesses improve efficiency and customer experience.

Lanvera is a leading provider of customer communications management (CCM) and document outsourcing solutions tailored for industries like financial services, insurance, healthcare, and utilities. They specialize in creating, managing, and delivering critical business documents such as statements, notices, invoices, and compliance-related communications. Their solutions help businesses improve operational efficiency, enhance customer experiences, and ensure regulatory compliance.

Online marketplace connecting small businesses with loans from a network of lenders.

Modern card issuing platform providing APIs for companies to create and manage payment cards.

Microsoft Corporation is a global technology company that develops, licenses, and supports a wide range of software products, services, and devices. Founded in 1975, Microsoft is best known for its Windows operating system, Office productivity suite, Azure cloud services, and devices such as Surface and Xbox. The company is a leader in enterprise solutions, artificial intelligence, cloud computing, and cybersecurity. Microsoft serves customers worldwide and is listed on the NASDAQ stock exchange under the ticker symbol MSFT.

Hotmail (hotmail.com) is a free webmail service originally founded in 1996 by Sabeer Bhatia and Jack Smith, and acquired by Microsoft in 1997. It has since been rebranded and merged into Outlook.com, which Microsoft continues to operate as part of its consumer services, with existing @hotmail.com addresses still functioning on Microsoft's platform.

Crypto payments infrastructure enabling fiat-to-crypto purchases and on and off ramps.