Common Bonds Atlas

Wealth-management technology platform aggregating and analyzing investment portfolios for advisors.

Real-time employment and income data platform for lending, background checks, and income verification.

Helps CUs win primary account relationships and verify income for lending.

Bonifii is a credit union-owned CUSO (credit union service organization) based in Denver/Littleton, Colorado, formerly known as CULedger, that provides identity verification and digital exchange technology for the credit union industry. Its flagship product, MemberPass, uses distributed ledger technology, biometrics, and cryptography to let credit union members securely prove and control their identity. Founded in 2017, Bonifii was rebranded from CULedger in 2021 to reflect its evolution into a trusted, verifiable peer-to-peer exchange network for financial cooperatives.

Financial-wellness app providing cash advances, budgeting, and credit-building tools.

Unified employment API connecting applications to payroll and HR systems.

Fiserv is a global fintech and payments company providing solutions for banking, merchant acquiring, global commerce, billing and payments, and point-of-sale, including account processing, card issuer processing, and the Clover platform. Headquartered in Milwaukee, Wisconsin, it serves banks, credit unions, other financial institutions, and merchants across the US, Canada, Europe, the Middle East, Africa, Latin America, and Asia Pacific. It is a publicly traded company (NASDAQ: FISV/FI) with roughly 38,000 employees.

Investii is a Milwaukee, Wisconsin-based fintech company that offers a personal finance mobile app empowering healthy savings habits, financial confidence, and alternative credit data, using AI to help users identify ways to save and invest based on income and expenses. The company also offers regional banks and credit unions a white-labeled version of its app and behavioral savings data to help them compete with megabanks and larger fintechs.

JIFFY.ai is an AI-powered, no-code intelligent automation platform provider headquartered in Milpitas/Palo Alto, California, serving enterprises such as banks, financial services firms, and Fortune 500 companies. Its full-stack platform and pre-packaged HyperApps automate front-, middle-, and back-office processes, combining RPA, document processing, NLP, and analytics to help businesses improve efficiency and customer experience.

Not-for-profit, federally insured credit union serving North Carolina local government employees, volunteers, officials and their families.

Enables debt payoff, refi, balance transfer, PFM and lending workflows using real-time liability data.

Personal finance app for tracking spending, budgeting, and goal planning with an AI assistant.

Financial-data platform providing aggregation, enrichment, and connectivity for banks and fintechs.

Credit infrastructure company using cross-border and cash-flow data to expand access to credit.

Helps CUs acquire primary checking relationships, verify income and improve lending workflows.

Develops a data network that powers fintech and digital finance products.

Personal finance app that tracks spending, manages subscriptions, and negotiates bills.

Credit union serving Omaha metro members with personal banking and financial services.

Provides payment-processing software and APIs for e-commerce and mobile applications.

Tampa Bay Federal Credit Union is a federally chartered credit union based in Tampa, Florida, serving members in the Tampa Bay area since 1935. It offers a wide range of financial products and services, including personal banking, loans, mortgages, and digital banking, with a focus on the local community.

Temenos AG, founded in 1993 and headquartered in Geneva, Switzerland, is a leading provider of banking software systems. Serving over 3,000 financial institutions across 150 countries, including 41 of the top 50 banks worldwide, Temenos offers a comprehensive suite of products designed to streamline banking operations and enhance customer experiences.

Income and employment verification platform using consumer-permissioned payroll data.