Common Bonds Atlas

154 Advisors is a payments and fintech consulting firm founded by Glen Sarvady in 2015, based in Atlanta, Georgia. The firm provides actionable insights, data-driven analysis, and strategy formulation to help financial institutions navigate the evolving payments landscape.

Wealth-management technology platform aggregating and analyzing investment portfolios for advisors.

Financial app combining banking, budgeting, saving, and human financial advice via subscription.

Developer-first brokerage API enabling apps to embed stock and crypto trading.

Altair is a global technology company headquartered in Troy, Michigan, founded in 1985, that provides software and cloud solutions in simulation, high-performance computing (HPC), data analytics, and artificial intelligence. Its product portfolio includes Altair HyperWorks, Altair HPCWorks, and Altair RapidMiner, serving industries such as automotive, aerospace, and energy through a patented units-based licensing model. In March 2025, Altair was acquired by Siemens AG and became part of Siemens Digital Industries Software.

Amazon Web Services (AWS) is a leading cloud-services platform offering secure, scalable, and compliant infrastructure for financial institutions and fintechs. AWS provides a broad suite of cloud capabilities—including computing, storage, databases, machine learning, analytics, and security services—that help credit unions modernize their technology stack, improve agility, reduce on-premises costs, and accelerate digital transformation. With industry-grade certifications and support for regulatory frameworks such as SOC 2, PCI DSS, and ISO 27001, AWS enables credit unions to run core systems, digital banking applications, data platforms, disaster-recovery environments, and AI workloads with high reliability and resilience. Its extensive partner network and API-driven architecture allow seamless integration with fintech solutions, making AWS a foundational cloud provider for institutions building scalable, future-ready digital experiences.

Apiture, founded in 2017 and headquartered in Wilmington, North Carolina, is a leading provider of digital banking solutions tailored for community banks and credit unions.

NCR Voyix specializes in providing innovative software, services, and hardware solutions that power banks, credit unions, retail stores, and restaurants. Their offerings include point-of-sale (POS) systems, self-service kiosks, and comprehensive digital banking solutions.

Celero is a Canadian IT solutions provider based in Calgary, Alberta, that has historically delivered core banking, digital banking, managed services, integration, and security solutions to credit unions and other financial institutions across Canada. In July 2024, Celero's credit union services business (core banking, digital banking, managed services, integration, and security) was acquired by CGI Inc., a major Canada-based IT and business consulting firm, with celero.ca now reflecting CGI's offerings for Canadian credit unions.

Blockchain data platform providing crypto compliance, investigation, and risk tools.

Constellation Digital Partners is a Credit Union Service Organization (CUSO) that provides an open digital banking platform designed to help credit unions innovate and compete with fintechs. The platform enables credit unions to seamlessly integrate third-party fintech solutions while maintaining control over their digital banking experience.

CU*Answers is a 100% credit union-owned cooperative CUSO that provides core processing (CU*BASE), digital banking (It's Me 247), data analytics, imaging, web and network services, and strategic consulting for credit unions across the United States.

Banking app offering cash advances, budgeting tools, and fee-free overdraft protection.

DDJ Myers is a nationally recognized consulting firm specializing in leadership development, executive recruitment, strategic organization, board governance, succession planning, and team alignment, with a core focus in the credit union and community financial services sector. As part of ALM First, they support clients in finding and developing transformative leaders and optimizing organizational performance.

Doxim, established in 2000 and headquartered in Markham, Ontario, Canada, is a leading provider of customer communications management (CCM) and engagement technology solutions. The company specializes in serving highly regulated industries, including financial services, utilities, and healthcare, by offering omnichannel communications and payment solutions designed to enhance customer engagement, boost revenue, and reduce operational costs.

Eltropy is an AI-powered communications platform designed for community financial institutions (CFIs) such as credit unions and community banks. Their “unified conversations” platform enables institutions to interact with members via text, secure chat, video, voice and screen-sharing — all on one system with built-in compliance, workflow integration and analytics. Eltropy’s value proposition is improved engagement, faster workflows (e.g., in lending or collections), operational efficiency, and richer member experiences — especially in the digital channel-first environment most consumers expect today.

Digital wealth-management and financial-planning platform with automated investing tools.

Financial technology company reporting rent payments to credit bureaus to build credit for renters.

Provider of technology and related services to the Farm Credit System, improving agricultural lending with robust, reliable, intuitive solutions.

Finastra is a global provider of financial software applications and marketplaces, serving financial institutions of all sizes across 100+ countries. The company offers a wide range of solutions spanning retail banking, transaction banking, lending, and treasury and capital markets, enabling financial institutions to modernize their core systems and innovate with open APIs and cloud technology.

FlowTracker Analytics empowers banks and credit unions to see beyond balances and into the actual movement of money across customer accounts. By analyzing daily deposit and withdrawal flows at the account level, we provide institutions with actionable insights to drive growth, strengthen relationships, and improve retention. Our cloud-based platform makes sophisticated analytics accessible and easy to use. With simple data requirements, rapid implementation, and intuitive visualizations, FlowTracker delivers immediate value—helping teams identify deposit opportunities, monitor account behaviors, and measure the true impact of sales and marketing efforts. At FlowTracker, we believe every financial institution should have the ability to understand how money moves—not just where it sits. By making customer behavior transparent, we enable smarter strategies, stronger engagement, and sustainable growth.

Member-owned New Hampshire credit union offering personal, business, mortgage and financial services with a focus on local service and financial education.

HubSpot, Inc. is a leading provider of cloud-based customer relationship management (CRM) platforms that enables organizations to grow better by offering marketing, sales, customer service, operations, and content management software. Founded in 2006, HubSpot delivers a suite of tools for inbound marketing, sales enablement, customer service, and CRM, helping businesses attract, engage, and delight customers. The company is recognized for its market leadership and innovative technology supporting businesses globally.

Fintech platform providing advisors and institutions access to alternative investments.

Credit Builder IQ is a consumer financial services company specializing in credit monitoring, credit repair, and credit rebuilding solutions. The organization provides tools, education, and customized action plans to help individuals improve their credit scores, remove inaccurate negative items, and establish healthy credit habits. With a focus on transparency and compliance, Credit Builder IQ also offers identity protection and consulting services. <div style="padding:56.25% 0 0 0;position:relative;"><iframe src="https://player.vimeo.com/video/1113592401?h=664a89ff9c&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479" frameborder="0" allow="autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share" referrerpolicy="strict-origin-when-cross-origin" style="position:absolute;top:0;left:0;width:100%;height:100%;" title="Firecracker Showcase IDIQ - June 25, 2025"></iframe></div><script src="https://player.vimeo.com/api/player.js"></script>

IgniteFI is a strategic growth partner that helps fintechs gain traction in the credit union ecosystem and helps credit unions adopt innovation with clarity and confidence. Through advisory programs, market readiness frameworks, curated introductions, and showcase events, IgniteFI reduces friction on both sides of the fintech–credit union relationship. IgniteFI’s structured programs — Firestarter, SPARK, Burn Brighter, and the Firecracker Showcase — help fintechs validate their market fit, refine their sales strategy, and accelerate adoption. For credit unions, IgniteFI provides innovation enablement, strategic intelligence, and curated solution discovery. IgniteFI stands out for its dual-ecosystem fluency, proven readiness frameworks, and ability to shorten sales cycles through targeted exposure and executive-level engagement.

Investii is a Milwaukee, Wisconsin-based fintech company that offers a personal finance mobile app empowering healthy savings habits, financial confidence, and alternative credit data, using AI to help users identify ways to save and invest based on income and expenses. The company also offers regional banks and credit unions a white-labeled version of its app and behavioral savings data to help them compete with megabanks and larger fintechs.

JIFFY.ai is an AI-powered, no-code intelligent automation platform provider headquartered in Milpitas/Palo Alto, California, serving enterprises such as banks, financial services firms, and Fortune 500 companies. Its full-stack platform and pre-packaged HyperApps automate front-, middle-, and back-office processes, combining RPA, document processing, NLP, and analytics to help businesses improve efficiency and customer experience.

Lokyata is a fintech company that provides an AI-driven cash flow analysis and loan decisioning platform for lenders, including tools like BankAnalyze, LeadBuy, and FraudBlock for underwriting, lead screening, and fraud prevention. Founded in 2017, the company helps financial institutions expand access to credit by enabling smarter, faster, and more inclusive lending decisions.

Hotmail (hotmail.com) is a free webmail service originally founded in 1996 by Sabeer Bhatia and Jack Smith, and acquired by Microsoft in 1997. It has since been rebranded and merged into Outlook.com, which Microsoft continues to operate as part of its consumer services, with existing @hotmail.com addresses still functioning on Microsoft's platform.

Financial-data platform providing aggregation, enrichment, and connectivity for banks and fintechs.

Platform helping small businesses access and manage credit, financing, and business data.

nCino, Inc., founded in 2011 and headquartered in Wilmington, North Carolina, is a software-as-a-service (SaaS) company that provides cloud-based banking solutions to financial institutions worldwide.

nCino, Inc., founded in 2011 and headquartered in Wilmington, North Carolina, is a software-as-a-service (SaaS) company that provides cloud-based banking solutions to financial institutions worldwide. Its flagship product, the nCino Bank Operating System, digitizes and streamlines complex banking processes, including client onboarding, deposit account opening, loan origination, and mortgage operations. The platform leverages data analytics, artificial intelligence (AI), and machine learning (ML) to enhance efficiency and compliance. STOCK ANALYSIS As of December 2024, nCino serves over 1,850 financial institutions globally, ranging from large enterprise banks to community banks and credit unions. The company's solutions are designed to improve transparency, efficiency, and profitability within financial services.