Common Bonds Atlas

Amazon Web Services (AWS) is a leading cloud-services platform offering secure, scalable, and compliant infrastructure for financial institutions and fintechs. AWS provides a broad suite of cloud capabilities—including computing, storage, databases, machine learning, analytics, and security services—that help credit unions modernize their technology stack, improve agility, reduce on-premises costs, and accelerate digital transformation. With industry-grade certifications and support for regulatory frameworks such as SOC 2, PCI DSS, and ISO 27001, AWS enables credit unions to run core systems, digital banking applications, data platforms, disaster-recovery environments, and AI workloads with high reliability and resilience. Its extensive partner network and API-driven architecture allow seamless integration with fintech solutions, making AWS a foundational cloud provider for institutions building scalable, future-ready digital experiences.

Banno, a Jack Henry company, provides digital banking solutions to community banks and credit unions across the United States. The Banno digital platform empowers financial institutions with modern mobile and web apps, secure integrations, seamless core connectivity, advanced data and analytics, as well as open APIs for customization and fintech partnerships.

Bonifii is a credit union-owned CUSO (credit union service organization) based in Denver/Littleton, Colorado, formerly known as CULedger, that provides identity verification and digital exchange technology for the credit union industry. Its flagship product, MemberPass, uses distributed ledger technology, biometrics, and cryptography to let credit union members securely prove and control their identity. Founded in 2017, Bonifii was rebranded from CULedger in 2021 to reflect its evolution into a trusted, verifiable peer-to-peer exchange network for financial cooperatives.

Bank holding company for The Canandaigua National Bank & Trust Company and Canandaigua National Trust Company of Florida, providing banking, trust, investment management and insurance services.

CU*Answers is a 100% credit union-owned cooperative CUSO that provides core processing (CU*BASE), digital banking (It's Me 247), data analytics, imaging, web and network services, and strategic consulting for credit unions across the United States.

Doxim, established in 2000 and headquartered in Markham, Ontario, Canada, is a leading provider of customer communications management (CCM) and engagement technology solutions. The company specializes in serving highly regulated industries, including financial services, utilities, and healthcare, by offering omnichannel communications and payment solutions designed to enhance customer engagement, boost revenue, and reduce operational costs.

Eltropy is an AI-powered communications platform designed for community financial institutions (CFIs) such as credit unions and community banks. Their “unified conversations” platform enables institutions to interact with members via text, secure chat, video, voice and screen-sharing — all on one system with built-in compliance, workflow integration and analytics. Eltropy’s value proposition is improved engagement, faster workflows (e.g., in lending or collections), operational efficiency, and richer member experiences — especially in the digital channel-first environment most consumers expect today.

AMI Information Systems specializes in providing core banking solutions, technology services, and cloud platforms tailored for community banks and credit unions across the United States. Established in 1983, AMI delivers enterprise banking software, cloud hosting, disaster recovery, and digital transformation services, focusing on reliability, customizability, and security for financial institutions. The company is known for its core processing platform, SecureSign, and a wide array of digital and integration services supporting operational efficiency and customer/member experience management.

Provider of technology and related services to the Farm Credit System, improving agricultural lending with robust, reliable, intuitive solutions.

Community bank providing personal and business banking, mortgage, and lending services in Suffield and surrounding Connecticut communities.

ESP Solutions Group provides industry-leading software solutions and services for educational data management, state and local educational agencies, and government organizations. The company specializes in data systems and technology consulting with a focus on data collection, reporting, interoperability, and analytics.

HubSpot, Inc. is a leading provider of cloud-based customer relationship management (CRM) platforms that enables organizations to grow better by offering marketing, sales, customer service, operations, and content management software. Founded in 2006, HubSpot delivers a suite of tools for inbound marketing, sales enablement, customer service, and CRM, helping businesses attract, engage, and delight customers. The company is recognized for its market leadership and innovative technology supporting businesses globally.

Idaho Central Credit Union is a state-chartered credit union offering personal and business banking, loans, mortgages, wealth services, and digital banking.

JIFFY.ai is an AI-powered, no-code intelligent automation platform provider headquartered in Milpitas/Palo Alto, California, serving enterprises such as banks, financial services firms, and Fortune 500 companies. Its full-stack platform and pre-packaged HyperApps automate front-, middle-, and back-office processes, combining RPA, document processing, NLP, and analytics to help businesses improve efficiency and customer experience.

Lanvera is a leading provider of customer communications management (CCM) and document outsourcing solutions tailored for industries like financial services, insurance, healthcare, and utilities. They specialize in creating, managing, and delivering critical business documents such as statements, notices, invoices, and compliance-related communications. Their solutions help businesses improve operational efficiency, enhance customer experiences, and ensure regulatory compliance.

Michigan Educational Credit Union (MECU) is a member-owned, non-profit financial cooperative headquartered in Plymouth, Michigan, originally formed in 1942 as the Wayne Out County Teachers Credit Union. It offers banking services such as loans, deposit accounts, and online/mobile banking, and is federally insured by the NCUA.

Microsoft Corporation is a global technology company that develops, licenses, and supports a wide range of software products, services, and devices. Founded in 1975, Microsoft is best known for its Windows operating system, Office productivity suite, Azure cloud services, and devices such as Surface and Xbox. The company is a leader in enterprise solutions, artificial intelligence, cloud computing, and cybersecurity. Microsoft serves customers worldwide and is listed on the NASDAQ stock exchange under the ticker symbol MSFT.

Hotmail (hotmail.com) is a free webmail service originally founded in 1996 by Sabeer Bhatia and Jack Smith, and acquired by Microsoft in 1997. It has since been rebranded and merged into Outlook.com, which Microsoft continues to operate as part of its consumer services, with existing @hotmail.com addresses still functioning on Microsoft's platform.

Community bank serving Milford, Massachusetts and surrounding towns, offering banking, lending, and wealth management services.

Old Point National Bank is a full-service community bank headquartered in Hampton, Virginia. Founded in 1923, it provides personal and business banking, mortgages, and wealth and trust services to customers across Hampton Roads and the greater Richmond area. Old Point is a subsidiary of Old Point Financial Corporation (NASDAQ: OPOF), Member FDIC and Equal Housing Lender.

Provider of software and software-enabled outsourcing solutions to banks, thrifts and credit unions; now part of Fiserv.

Community bank providing personal and business financial services with integrity, honesty, and privacy.

Savana Inc. is a next-generation digital banking platform built to unify all systems, channels, and workflows within a financial institution—from the core to the customer. With its API-first architecture and core-agnostic design, Savana enables banks and credit unions to break down historical silos across branch, contact center, back office, mobile and online platforms. The platform delivers two primary experiences: a Banker Experience that provides staff with a 360° customer view, unified case management, and streamlined workflows across CRM, BPM and core systems; and a Customer/Member Experience enabling robust self-service, mobile/online account opening, and seamless assisted-service journeys—all from a single code base. By integrating disparate systems and orchestrating processes—rather than replacing every legacy system—Savana helps financial institutions accelerate time-to-value, reduce operating costs, and deliver consistent experiences across channels. For credit unions facing digital pressure and member expectations for seamless experiences, Savana offers a flexible, scalable solution to modernize without a complete infrastructure overhaul. Banking Dive

Shastic is a Berkeley, California-based fintech company, founded in 2009, that provides AI-driven workflow automation (its 'Mago' platform) and document collection tools (DocPush) for banks and credit unions. The company focuses on democratizing AI workflow automation for community-based financial institutions, helping them streamline lending, reduce manual processes, and improve member/customer engagement.

Southern Credit Union is a not-for-profit, member-owned financial institution headquartered in Georgia, serving members across the state with a wide range of banking products and services. The credit union focuses on supporting its community, delivering financial wellness, and providing convenient digital and in-branch banking experiences. With a strong commitment to personalized service, Southern Credit Union offers deposit accounts, lending solutions, digital banking, and various payment options to help members achieve their financial goals.

Southern Gas Federal Credit Union is a not-for-profit, member-owned financial cooperative serving employees and retirees of Southern Company, Southern Company Gas, and their subsidiaries, as well as select employee groups. The credit union provides a full range of financial products and services, including savings, checking, loans, and digital banking to its members, helping them achieve their financial goals.

Internet-only community bank and wholly owned subsidiary of Stonebridge Financial, opened in 1999 in Exton, Pennsylvania.