Common Bonds Atlas

Micro-investing app that rounds up purchases and invests spare change automatically.

Financial app combining banking, budgeting, saving, and human financial advice via subscription.

Custodian and all-in-one platform for registered investment advisors to manage client portfolios.

Federally chartered digital-asset platform providing crypto custody and financial services to institutions.

Finance platform providing cash management, corporate cards, and funding for technology startups.

Robo-advisor offering automated investing, retirement, and cash-management accounts.

Crypto-payments processor enabling merchants to accept and users to spend cryptocurrency.

Digital banking and lending platform for small businesses offering checking, lines of credit, and payments.

Workforce payments platform offering earned-wage access, digital wallets, and instant pay to hourly workers.

A neobank offering fee-free banking services through a mobile app.

Embedded earned-wage-access provider giving workers instant access to earned pay through payroll and workforce apps.

Current provides mobile-banking-style services (via partner banks) that emphasise affordability, inclusion and digital-first youth and everyday consumer segments. The value proposition includes no minimum balance requirements, no traditional overdraft fees (for qualifying members), early access to paychecks, savings features with bonus rates (via “Savings Pods”), a secured Build-Card for credit building, and built-in crypto trading. The platform positions itself as “mobile banking done better” and is geared toward working Americans who have been underserved by legacy banking models.

Banking app offering cash advances, budgeting tools, and fee-free overdraft protection.

Digital wealth-management and financial-planning platform with automated investing tools.

Business banking, bookkeeping, and tax platform built for self-employed workers and freelancers.

Greenlight is a family financial-technology platform that provides kids and teens with a debit card, money-management app, and financial-literacy tools, while giving parents real-time controls, visibility, and budgeting oversight. Designed to build healthy financial habits, Greenlight helps families teach saving, spending, and responsible money behaviors in a safe, easy-to-use ecosystem.

Buy-now-pay-later and shopping platform offering flexible installment payments to consumers and merchants.

Automated investing platform combining custom portfolios, borrowing, and spending.

Business banking and treasury platform helping companies earn yield on operating cash.

Digital banking platform for startups and businesses offering accounts, cards, and financial tools.

Digital financial platform providing banking, lending, investing, and financial marketplace services.

Global payments infrastructure enabling businesses to send, receive, and manage money across borders.

Digital banking platform for small businesses and entrepreneurs with invoicing, integrations, and no monthly fees.

Lending and financial-services provider extending affordable credit to underserved consumers.

Earned-wage-access and financial-wellness platform offering on-demand pay, savings, and budgeting tools.

Cross-border payments platform helping businesses and freelancers send and receive funds globally.

Self-custody crypto wallet for managing digital assets across multiple blockchains.

Investing platform for stocks, ETFs, bonds, crypto, and alternative assets with social features.

Online business banking and money-management platform offering multiple accounts and collaborative bookkeeping for small businesses.

Digital remittance service enabling immigrants to send money internationally from a mobile app.

Business banking and finance platform offering corporate cards, treasury, and AP automation.

A commission-free trading platform for stocks and ETFs and cryptocurrencies.

Payments and banking API enabling companies to move and store money and connect to bank accounts.

SoFi (Social Finance, Inc.) is a digital personal finance company that provides a diverse range of financial products including student loan refinancing, mortgages, personal loans, credit cards, investment management, and banking services. SoFi aims to help people achieve financial independence by offering useful tools, member benefits, and community-driven resources through a mobile-first platform. SoFi is publicly traded and regulated as a bank holding company via its subsidiary, SoFi Bank, N.A. It is a member of the FDIC.

Community-driven marketplace for small peer-to-peer loans.

Mobile banking and financial-literacy app for teens and families with an FDIC-insured account and secured spending card.

Global consumer lending app providing credit and financial services to underserved borrowers via smartphone data.

Multi-asset digital-money platform for trading crypto, fiat, and precious metals.

Digital consumer neobank and the first fintech to obtain a full U.S. national bank charter, offering fee-free banking, high-yield savings, and cash advances.

Automated investing and cash-management robo-advisor for long-term wealth building.

International money-transfer and multi-currency account platform for individuals and businesses.